The excerpt is rather lengthy, and takes a look at racial inequality with a focus on economic inequality. Focuses are on environment, including lack of public safety precautions and industrial pollution related illness in neighborhoods populated by blacks and Hispanics. The housing market and predatory lending is also examined, where lenders are more likely to give subprime loans to borrowers who are racial minorities, putting them at a higher risk of foreclosure. The criminal justice system and incarceration rates, particularly in the War on Drugs is also examined. 

--Courtney Miller